For most of us, a loan can be so convenient  and  a great facilitator to our ultimate projects. It is a fact that it would take a great struggle for many of us to save cash for big plans in the future.  It would be a bliss though if we could finance our projects  from our own savings to get rid of  the added interest from loans, but .. cash can slip through  easily  from our hands or even from the safe vault of our bank.  There will always be that circumstance that we will ‘be forced’ to pay or withdraw our projected amount for any ‘crucial’ circumstance that befalls to our love ones  like medications, hospitalization... or our  personal agenda.  Some because a friend had convinced them for  a lucrative business venture, still some just ‘borrowed’ their savings  for some shorties in their  allocated budgets.  There will be more reasons and  reasons… and before we knew it,  our savings had depleted and  our supposed project  still remains as an elusive dream. Loan play conveniently in this aspect. Provided that the loan was spent to its purpose, the added interest will be looked down as  a  tip to the bank for making your dream materialized at the shortest  time.

It is so sad though that some just take loans to finance  their superficial   desires of their conceited  prides.  Amassing things that they can do without..  These are people who usually use this facility to finance their ego. They just can’t live below with someone whom they  believed to be ‘sub-standard,’ and yet living in comfort, and ... reach out to elevate themselves to compete with those above them.  This competition of  pride that push a man to be greedy  makes a loan a monster.  They will only realize that continued pursuit of a life  beyond their means will bury them dead. 

Loans indeed can  be a friend,  or  ...  your worst nightmare.  One just have to make a choice  to live with the things he wants,   or… with the things he needs..

 

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